Maggie, can I save money going directly to the listing agent?

Maggie, I like older homes and mature neighborhoods but I am worried about repairs and upkeep, and the newer homes have a lot to offer. What are the pros and cons?

Maggie, I have heard the market is in a downturn, what is it like in your area?

Maggie, should I go a 100% percent loan or pay 20% down -- I plan to live in the house for about 4 yrs?

Maggie, are all real estate agents sleazebags?[:'(]

If you would like answers to the questions above or have other questions you would like to ask me, please do so.  I'll be happy to provide the answers!